When you are going to insure your vehicle, you might think that you don’t need to do anything else. The majority of the time, it is right. However, if your vehicle is impounded by the police and placed into the police pound, the situation becomes even more complicated. If you have an impounded vehicle, you should get specialist insurance to release it. Impound insurance UK makes sure that you can get your vehicle back as quickly as possible and without much fuss.
What is the purpose of impound insurance?
If the police impound your vehicle, your standard insurance will not be enough to release it. You cannot generally drive your vehicle out of the police pound on a standard car insurance policy. This is where impound insurance comes in. It covers you for the period of getting your vehicle released and up for 30 days while you arrange a longer-term insurance policy.
Why can’t you use standard insurance?
So, why do you need impound insurance if you are already covered? It may be simple to assume that if your vehicle is insured, you will be able to release it after paying the charges. But, under many standard insurance policies as soon as the car is impounded that policy will quickly become invalid. It is typically because impounded vehicles are generally excluded in the policy documentation and are seen as high-risk.
Why does a car get impounded by the police?
There can be many reasons that your vehicle can be impounded by the police or other authorities. According to the Road Traffic Act, the police and other local authorities have the capability to impound any vehicle. Typically, they tend to be related to insurance. Failure to have valid insurance can result in the police impounding your vehicle and taking it to impound. You might have got valid insurance but invalidated it without recognizing it.
Cars and other vehicles can also be impounded by the authorities if you are driving without valid insurance. It could be if you are driving on a provisional license without supervision. It could be if you have previously had your driving license invalidated and you are continuing to drive.
What to do after your vehicle was impounded?
Our experienced team of insurers can provide you with an insurance quote and cover the same day. Our impound insurance UK is generally valid for 30 days. It is the minimum they will accept. It helps ensure them that you will be driving lawfully for the predictable.
Once you have got an insurance policy, you need to take certain documents to the police pound to prove you have the right cover in place. The pound staff will then either contact the insurance provider to validate your coverage.
There are a few documents that you need to release your impounded vehicle
When you are in the procedure of getting your impounded vehicle released, there are a few requirements to follow. At Release my vehicle, we are experts in helping people release their vehicles every day. There are certain documents that you need to release impounded cars.
Driving license
You must have a driving license if you want to retrieve your vehicle.
Insurance documents
The police will want these to prove you have got impounded car insurance that covers you for a specific amount of time.
Proof of ownership
You must have to prove that you are the registered owner of the vehicle.
What to do when your policy expires?
Once the insurance policy has expired, we can provide you with an annual policy. It may well be the reason your vehicle was impounded will have an impact on your insurance. If you have points for driving offenses, we are also experts in convicted policies, so you can help you get a very suitable price.
How can you get impound insurance with us?
When the police impound your vehicle, they will highly likely ask you for insurance. If you get your vehicle impounded for the first time, we can help you. The pound staff will provide you with everything you need to know if your vehicle ends up at the police pound.
At Release my vehicle, we will require documents that will need to retrieve your vehicle. After speaking to the police pound and finding out what they need from you to retrieve your impounded vehicle, contact us to arrange the insurance and we will give you the exact cover that you need.
Why does nobody care about impound insurance and the dangers of cheap impound insurance?
When your vehicle is impounded, it can be a tough time for some it is something totally new and the procedure you go through can be quite challenging. In addition, some insurance policies can be costly. But are there some dangers of getting cheap impound insurance UK?
Using online-only insurance providers
Trying to get cheap impound insurance can end up costing you even more. One way this can happen is by using online-only providers.
These insurance policies tend to work out cheaper than from an insurance broker. But, when you take your documents to the police pound to release your impounded car, it is highly likely that the police will want to call the insurance provider. It is to confirm that cover is right and that they know about any pending convictions.
These online insurance providers sometimes do not provide a call number. That is why the police will not be able to confirm the cover is right. Therefore, they will refuse to release your vehicle and you may have to take another insurance policy with another company.
1-day insurance
Another way people like to buy cheap impound insurance is to purchase cover for 1-day only. Keep in mind that the police will not be satisfied with a 1-day cover. It is because you are at great risk of then being uninsured if you can’t take out insurance the next day. As a result, may refuse to release your vehicle and you will have to take out another policy which will cost you even more.
